Lindsay Finance Limited is acting as a licenced credit broker and not a lender and is authorised and regulated by the Financial Conduct Authority (Further details can be found at the bottom of this page). Applicants must be 18 or over. T & Cs apply.
* This finance calculator provides estimates only. The interest rate that you receive from your loan provider will depend on your personal circumstances and may be different to that shown in the finance calculator. We know that everyone is different and we promise to find the best deal we can for you based on your individual circumstances.
* Credit score descriptions
Excellent : No missed credit payments, no CCJs / defaults, homeowner, consistent on electoral role
Good : Occasional missed credit payments, no CCJs / defaults, homeowner /long-term tenant, consistent of electoral role
Average : Occasional missed credit payments, old defaults / CCJs, regular credit applications, frequent address changes, inconsistent electoral roll history
Poor : Recent missed credit payments, old defaults / CCJs, frequent credit applications, frequent address changes, inconsistent electoral roll history, high level of debt when compared with income
Bad : Recent missed and late credit payments, recent defaults / CCJs, frequent address changes, no presence on electoral roll.